Texas (TX) Refinance Rates

For Texans, low interest rates for refinancing may mean now is the best time to refinance. Texas escaped the foreclosure bust that crippled other states’ economies — only 6 percent of Texas mortgage borrowers are in or near foreclosure, according to the Mortgage Bankers Association, while the national average is nearly 10 percent.  As a result, Texas refinance rate remain some of the lowest in the country.

LenderMortgage
Type
RatePointsAPRMonthly
Payment
Features


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30 Yr. Fixed
FHA 30 Yr.
4.125%
3.625%
0.000
0.000
4.199%
3.697%
$727
$684
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15 Yr. Fixed
15 Yr. Fixed
15 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
5/1 Yr. ARM
5/1 Yr. ARM
5/1 Yr. ARM
7/1 Yr. ARM
7/1 Yr. ARM
7/1 Yr. ARM
20 Yr. Fixed
20 Yr. Fixed
20 Yr. Fixed
10 Yr. Fixed
10 Yr. Fixed
10 Yr. Fixed
2.990%
3.125%
3.375%
3.875%
3.990%
4.125%
2.625%
2.875%
3.250%
2.875%
3.250%
3.500%
3.625%
3.750%
3.990%
2.750%
2.875%
3.125%
1.250
0.625
-0.375
1.625
0.875
-0.125
2.000
1.000
0.000
2.250
0.625
-0.250
1.750
0.875
-0.250
1.750
1.000
-0.125
3.169%
3.215%
3.321%
4.008%
4.062%
4.115%
2.920%
2.929%
2.981%
3.029%
3.077%
3.124%
3.822%
3.849%
3.961%
3.112%
3.083%
3.099%
$1,035
$1,045
$1,063
$705
$715
$727
$602
$622
$653
$622
$653
$674
$880
$889
$908
$1,431
$1,440
$1,457
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15 Yr. Fixed
15 Yr. Fixed
15 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
5/1 Yr. ARM
5/1 Yr. ARM
5/1 Yr. ARM
7/1 Yr. ARM
7/1 Yr. ARM
7/1 Yr. ARM
3.250%
3.375%
3.500%
4.000%
4.125%
4.250%
2.875%
3.125%
3.500%
3.125%
3.250%
3.500%
2.000
1.000
0.000
2.000
1.000
0.000
2.000
1.000
0.000
2.000
1.000
0.000
3.681%
3.664%
3.646%
4.247%
4.292%
4.334%
3.083%
3.094%
3.148%
3.205%
3.186%
3.224%
$1,054
$1,063
$1,072
$716
$727
$738
$622
$643
$674
$643
$653
$674
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15 Yr. Fixed
15 Yr. Fixed
15 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
30 Yr. Fixed
5/1 Yr. ARM
5/1 Yr. ARM
5/1 Yr. ARM
7/1 Yr. ARM
7/1 Yr. ARM
7/1 Yr. ARM
20 Yr. Fixed
20 Yr. Fixed
20 Yr. Fixed
10 Yr. Fixed
10 Yr. Fixed
10 Yr. Fixed
FHA 30 Yr.
3.125%
3.000%
2.875%
4.125%
4.000%
3.875%
2.750%
2.625%
2.500%
3.125%
3.000%
2.875%
3.750%
3.625%
3.500%
3.000%
2.875%
2.750%
3.250%
-0.500
0.000
1.000
-0.500
0.000
1.000
-0.500
0.000
1.000
-0.500
0.000
1.000
-0.500
0.000
1.000
-0.500
0.000
1.000
0.000
3.240%
3.186%
3.202%
4.192%
4.107%
4.063%
2.871%
2.866%
2.899%
3.033%
3.014%
3.033%
3.841%
3.772%
3.758%
3.167%
3.145%
3.226%
3.353%
$1,045
$1,036
$1,027
$727
$716
$705
$612
$602
$593
$643
$632
$622
$889
$880
$870
$1,448
$1,440
$1,431
$653
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While nearby states like Arizona and Nevada face mortgage borrower foreclosure rates of 13 percent and 19 percent, respectively, Texas’ relatively stable market may have been a factor in preventing housing prices from climbing.

Some credit Texas’ stability to state regulations on cash-out and home equity loans, which don’t allow borrowers to take out loans that total more than 80 percent of a home’s appraised value.

Regardless of the reason, Texans are enjoying the lower refinance rates than their neighbors. Now may be a good time to start shopping for a lower rate.  Even the smallest rate change could mean substantial savings.

County: Anderson County, Andrews County, Angelina County, Aransas County, Archer County, Armstrong County, Atascosa County, Austin County, Bailey County, Bandera County, Bastrop County, Baylor County, Bee County, Bell County, Bexar County, Blanco County, Borden County, Bosque County, Bowie County, Brazoria County, Brazos County, Brewster County, Briscoe County, Brooks County, Brown County, Burleson County, Burnet County, Caldwell County, Calhoun County, Callahan County, Cameron County, Camp County, Carson County, Cass County, Castro County, Chambers County, Cherokee County, Childress County, Clay County, Cochran County, Coke County, Coleman County, Collin County, Collingsworth County, Colorado County, Comal County, Comanche County, Concho County, Cooke County, Coryell County, Cottle County, Crane County, Crockett County, Crosby County, Culberson County, Dallam County, Dallas County, Dawson County, Deaf Smith County, Delta County, Denton County, DeWitt County, Dickens County, Dimmit County, Donley County, Duval County, Eastland County, Ector County, Edwards County, El Paso County, Ellis County, Erath County, Falls County, Fannin County, Fayette County, Fisher County, Floyd County, Foard County, Fort Bend County, Franklin County, Freestone County, Frio County, Gaines County, Galveston County, Garza County, Gillespie County, Glasscock County, Goliad County, Gonzales County, Gray County, Grayson County, Gregg County, Grimes County, Guadalupe County, Hale County, Hall County, Hamilton County, Hansford County, Hardeman County, Hardin County, Harris County, Harrison County, Hartley County, Haskell County, Hays County, Hemphill County, Henderson County, Hidalgo County, Hill County, Hockley County, Hood County, Hopkins County, Houston County, Howard County, Hudspeth County, Hunt County, Hutchinson County, Irion County, Jack County, Jackson County, Jasper County, Jeff Davis County, Jefferson County, Jim Hogg County, Jim Wells County, Johnson County, Jones County, Karnes County, Kaufman County, Kendall County, Kenedy County, Kent County, Kerr County, Kimble County, King County, Kinney County, Kleberg County, Knox County, La Salle County, Lamar County, Lamb County, Lampasas County, Lavaca County, Lee County, Leon County, Liberty County, Limestone County, Lipscomb County, Live Oak County, Llano County, Loving County, Lubbock County, Lynn County, Madison County, Marion County, Martin County, Mason County, Matagorda County, Maverick County, McCulloch County, McLennan County, McMullen County, Medina County, Menard County, Midland County, Milam County, Mills County, Mitchell County, Montague County, Montgomery County, Moore County, Morris County, Motley County, Nacogdoches County, Navarro County, Newton County, Nolan County, Nueces County, Ochiltree County, Oldham County, Orange County, Palo Pinto County, Panola County, Parker County, Parmer County, Pecos County, Polk County, Potter County, Presidio County, Rains County, Randall County, Reagan County, Real County, Red River County, Reeves County, Refugio County, Roberts County, Robertson County, Rockwall County, Runnels County, Rusk County, Sabine County, San Augustine County, San Jacinto County, San Patricio County, San Saba County, Schleicher County, Scurry County, Shackelford County, Shelby County, Sherman County, Smith County, Somervell County, Starr County, Stephens County, Sterling County, Stonewall County, Sutton County, Swisher County, Tarrant County, Taylor County, Terrell County, Terry County, Throckmorton County, Titus County, Tom Green County, Travis County, Trinity County, Tyler County, Upshur County, Upton County, Uvalde County, Val Verde County, Van Zandt County, Victoria County, Walker County, Waller County, Ward County, Washington County, Webb County, Wharton County, Wheeler County, Wichita County, Wilbarger County, Willacy County, Williamson County, Wilson County, Winkler County, Wise County, Wood County, Yoakum County, Young County, Zapata County, Zavala County

City: Abbott, Abernathy, Abilene, Abram-Perezville, Ackerly, Addison, Adrian, Agua Dulce, Agua Dulce, Airport Road Addition, Alamo, Alamo Heights, Alba, Albany, Aldine, Aledo, Alfred-South La Paloma, Alice, Alice Acres, Allen, Alma, Alpine, Alto, Alto Bonito, Alton, Alton North, Alvarado, Alvin, Alvord, Amarillo, Ames, Amherst, Anahuac, Anderson, Anderson Mill, Andrews, Angleton, Angus, Anna, Annetta, Annetta North, Annetta South, Annona, Anson, Anthony, Anton, Appleby, Aquilla, Aransas Pass, Archer, Arcola, Argyle, Arlington, Arp, Arroyo Alto, Arroyo Colorado Estates, Arroyo Gardens-La Tina Ranch, Asherton, Aspermont, Atascocita, Athens, Atlanta, Aubrey, Aurora, Austin, Austwell, Avery, Avinger, Azle, Bacliff, Bailey, Bailey's Prairie village, Baird, Balch Springs, Balcones Heights, Ballinger, Balmorhea, Bandera, Bangs, Bardwell, Barrett, Barry, Barstow, Bartlett, Barton Creek, Bartonville, Bastrop, Batesville, Bausell and Ellis, Bay, Bayou Vista, Bayside, Baytown, Bayview, Beach, Bear Creek village, Beasley, Beaumont, Beckville, Bedford, Bee Cave village, Beeville, Bellaire, Bellevue, Bellmead, Bells, Bellville, Belton, Benavides, Benbrook, Benjamin, Berryville, Bertram, Beverly Hills, Bevil Oaks, Big Lake, Big Sandy, Big Spring, Big Wells, Bigfoot, Bishop, Bishop Hills, Bixby, Blackwell, Blanco, Blanket, Blessing, Bloomburg, Blooming Grove, Bloomington, Blossom, Blue Berry Hill, Blue Mound, Blue Ridge, Bluetown-Iglesia Antigua, Blum, Boerne, Bogata, Boling-Iago, Bolivar Peninsula, Bonham, Bonney village, Booker, Borger, Botines, Bovina, Bowie, Box Canyon-Amistad, Boyd, Brackettville, Brady, Brazoria, Breckenridge, Bremond, Brenham, Briar, Briarcliff village, Briaroaks, Bridge, Bridgeport, Broaddus, Bronte, Brookshire, Brookside Village, Browndell, Brownfield, Brownsboro, Brownsville, Brownwood, Bruceville-Eddy, Brundage, Bruni, Brushy Creek, Bryan, Bryson, Buchanan Dam, Buckholts, Buda, Buffalo, Buffalo Gap, Buffalo Springs village, Bullard, Bulverde, Buna, Bunker Hill Village, Burkburnett, Burke, Burleson, Burnet, Burton, Butterfield, Byers, Bynum, Cactus, Caddo Mills, Caldwell, Callisburg, Calvert, Cameron, Cameron Park, Camp Swift, Camp Wood, Campbell, Canadian, Caney, Canton, Cantu Addition, Canutillo, Canyon, Canyon Lake, Carbon, Carl's Corner, Carmine, Carrizo Hill, Carrizo Springs, Carrollton, Carthage, Castle Hills, Castroville, Catarina, Cedar Hill, Cedar Park, Celeste, Celina, Center, Centerville, Central Gardens, Cesar Chavez, Chandler, Channelview, Channing, Charlotte, Chester, Chico, Childress, Chillicothe, China, China Grove, Chireno, Christine, Christoval, Chula Vista-Orason, Chula Vista-River Spur, Cibolo, Cienegas Terrace, Cinco Ranch, Circle D-KC Estates, Cisco, Citrus, Clarendon, Clarksville, Clarksville, Claude, Clear Lake Shores, Cleburne, Cleveland, Clifton, Clint, Cloverleaf, Clute, Clyde, Coahoma, Cockrell Hill, Coffee, Coldspring, Coleman, College Station, Colleyville, Collinsville, Colmesneil, Colorado, Columbus, Comanche, Combes, Combine, Comfort, Commerce, Como, Concepcion, Conroe, Converse, Cool, Coolidge, Cooper, Coppell, Copper Canyon, Copperas Cove, Corinth, Corpus Christi, Corral, Corrigan, Corsicana, Cottonwood, Cottonwood Shores, Cotulla, Cove, Covington, Coyanosa, Coyote Acres, Crandall, Crane, Cranfills Gap, Crawford, Creedmoor, Crockett, Crosby, Crosbyton, Cross Mountain, Cross Plains, Cross Roads, Cross Timber, Crowell, Crowley, Crystal, Cuero, Cuevitas, Cumby, Cumings, Cuney, Cushing, Cut and Shoot, Daingerfield, Daisetta, Dalhart, Dallas, Dalworthington Gardens, Damon, Danbury, Darrouzett, Dawson, Dayton, Dayton Lakes, De Kalb, De Leon, Dean, Decatur, Deer Park, Del Mar Heights, Del Rio, Del Sol-Loma Linda, Dell, Denison, Denton, Denver, Deport, DeSoto, Detroit, Devers, Devine, Deweyville, Diboll, Dickens, Dickinson, Dilley, Dimmitt, Dodd, Dodson, Doffing, Domino, Donna, Doolittle, Dorchester, Double Oak, Douglassville, Doyle, Dripping Springs, Driscoll, Dublin, Dumas, Duncanville, Eagle Lake, Eagle Mountain, Eagle Pass, Early, Earth, East Bernard, East Mountain, East Tawakoni, Eastland, Easton, Ector, Edcouch, Eden, Edgecliff Village, Edgewater-Paisano, Edgewood, Edinburg, Edmonson, Edna, Edom, Edroy, Eidson Road, El Camino Angosto, El Campo, El Cenizo, El Indio, El Lago, El Paso, El Refugio, Elbert, Eldorado, Electra, Elgin, Elkhart, Elm Creek, Elmendorf, Elsa, Emhouse, Emory, Encantada-Ranchito El Calaboz, Enchanted Oaks, Encinal, Encino, Ennis, Escobares, Estelline, Euless, Eureka, Eustace, Evadale, Evant, Everman, Fabens, Fair Oaks Ranch, Fairchilds village, Fairfield, Fairview, Falcon Heights, Falcon Lake Estates, Falcon Mesa, Falcon Village, Falfurrias, Falls, Falman-County Acres, Farmers Branch, Farmersville, Farwell, Fate, Fayetteville, Faysville, Ferris, Fifth Street, Flatonia, Florence, Floresville, Flowella, Flower Mound, Floydada, Follett, Forest Hill, Forney, Forsan, Fort Bliss, Fort Davis, Fort Hancock, Fort Hood, Fort Stockton, Fort Worth, Four Corners, Fowlerton, Franklin, Frankston, Fredericksburg, Freeport, Freer, Fresno, Friendswood, Friona, Frisco, Fritch, Fronton, Frost, Fruitvale, Fulshear, Fulton, Gainesville, Galena Park, Gallatin, Galveston, Ganado, Garceno, Garden Ridge, Gardendale, Garfield, Garland, Garrett, Garrison, Gary, Gatesville, George West, Georgetown, Geronimo, Gholson, Giddings, Gilmer, Girard, Gladewater, Glen Rose, Glenn Heights, Godley, Goldsmith, Goldthwaite, Goliad, Golinda, Gonzales, Goodlow, Goodrich, Gordon, Goree, Gorman, Graford, Graham, Granbury, Grand Acres, Grand Prairie, Grand Saline, Grandfalls, Grandview, Granger, Granite Shoals, Granjeno, Grape Creek, Grapeland, Grapevine, Grays Prairie village, Greatwood, Green Valley Farms, Greenville, Gregory, Grey Forest, Groesbeck, Groom, Groves, Groveton, Gruver, Guerra, Gun Barrel, Gunter, Gustine, Hackberry, Hale Center, Hallettsville, Hallsburg, Hallsville, Haltom, Hamilton, Hamlin, Happy, Hardin, Harker Heights, Harlingen, Harper, Hart, Hartley, Haskell, Haslet, Havana, Hawk Cove, Hawkins, Hawley, Hays, Hearne, Heath, Hebbronville, Hebron, Hedley, Hedwig Village, Heidelberg, Helotes, Hemphill, Hempstead, Henderson, Henrietta, Hereford, Hermleigh, Hewitt, Hickory Creek, Hico, Hidalgo, Higgins, Highland Haven, Highland Park, Highland Village, Highlands, Hill Country Village, Hillcrest village, Hillsboro, Hilltop, Hilshire Village, Hitchcock, Holiday Lakes, Holland, Holliday, Hollywood Park, Homestead Meadows North, Homestead Meadows South, Hondo, Honey Grove, Hooks, Horizon, Horseshoe Bay, Houston, Howardwick, Howe, Hubbard, Hudson, Hudson Bend, Hudson Oaks, Hughes Springs, Humble, Hungerford, Hunters Creek Village, Huntington, Huntsville, Hurst, Hutchins, Hutto, Huxley, Idalou, Impact, Imperial, Indian Hills, Indian Lake, Industry, Inez, Ingleside, Ingleside on the Bay, Ingram, Iowa Colony village, Iowa Park, Iraan, Iredell, Irving, Italy, Itasca, Jacinto, Jacksboro, Jacksonville, Jamaica Beach, Jasper, Jayton, Jefferson, Jersey Village, Jewett, Joaquin, Johnson, Jolly, Jollyville, Jones Creek village, Jonestown, Josephine, Joshua, Jourdanton, Junction, Justin, K-Bar Ranch, Karnes, Katy, Kaufman, Keene, Keller, Kemah, Kemp, Kempner, Kendleton, Kenedy, Kenefick, Kennard, Kennedale, Kerens, Kermit, Kerrville, Kilgore, Killeen, Kingsbury, Kingsland, Kingsville, Kirby, Kirbyville, Kirvin, Knippa, Knollwood village, Knox, Kosse, Kountze, Kress, Krugerville, Krum, Kyle, La Blanca, La Casita-Garciasville, La Feria, La Feria North, La Grange, La Grulla, La Homa, La Joya, La Marque, La Paloma, La Paloma-Lost Creek, La Porte, La Presa, La Pryor, La Puerta, La Rosita, La Vernia, La Victoria, La Villa, La Ward, Lackland AFB, LaCoste, Lacy-Lakeview, Ladonia, Lago, Lago Vista, Laguna Heights, Laguna Seca, Laguna Vista, Lake, Lake Bridgeport, Lake Brownwood, Lake Dallas, Lake Jackson, Lake Kiowa, Lake Tanglewood village, Lake View, Lake Worth, Lakehills, Lakeport, Lakeshore Gardens-Hidden Acres, Lakeside, Lakeside, Lakeside, Lakeview, Lakeway, Lakewood Village, Lamesa, Lampasas, Lancaster, Laredo, Laredo Ranchettes, Larga Vista, Las Colonias, Las Lomas, Las Lomitas, Las Palmas-Juarez, Las Quintas Fronterizas, Lasana, Lasara, Latexo, Laughlin AFB, Laureles, Lavon, Lawn, League, Leakey, Leander, Leary, Lefors, Leon Valley, Leona, Leonard, Leroy, Levelland, Lewisville, Lexington, Liberty, Liberty, Liberty Hill, Lincoln Park, Lindale, Linden, Lindsay, Lindsay, Lipan, Lipscomb, Little Elm, Little River-Academy, Littlefield, Live Oak, Liverpool, Livingston, Llano, Llano Grande, Lockhart, Lockney, Log Cabin, Lolita, Loma Linda East, Lometa, Lone Oak, Lone Star, Longview, Lopeno, Lopezville, Loraine, Lorena, Lorenzo, Los Alvarez, Los Angeles Subdivision, Los Ebanos, Los Fresnos, Los Indios, Los Villareales, Los Ybanez, Lost Creek, Lott, Louise, Lovelady, Lowry Crossing, Lozano, Lubbock, Lucas, Lueders, Lufkin, Luling, Lumberton, Lyford, Lyford South, Lytle, Mabank, Madisonville, Magnolia, Malakoff, Malone, Manor, Mansfield, Manvel, Marathon, Marble Falls, Marfa, Marietta, Marion, Markham, Marlin, Marquez, Marshall, Marshall Creek, Mart, Martindale, Mason, Matador, Mathis, Maud, Mauriceville, Maypearl, McAllen, McCamey, McGregor, McKinney, McLean, McLendon-Chisholm, McQueeney, Meadow, Meadowlakes, Meadows Place, Medina, Megargel, Melissa, Melvin, Memphis, Menard, Mercedes, Meridian, Merkel, Mertens, Mertzon, Mesquite, Mexia, Miami, Midland, Midlothian, Midway, Midway North, Midway South, Mila Doce, Milam, Milano, Mildred, Miles, Milford, Miller's Cove, Millican, Millsap, Mineola, Mineral Wells, Mingus, Mirando, Mission, Mission Bend, Missouri, Mobeetie, Mobile, Monahans, Mont Belvieu, Monte Alto, Montgomery, Moody, Moore, Moore Station, Morales-Sanchez, Moran, Morgan, Morgan Farm Area, Morgan's Point, Morgan's Point Resort, Morning Glory, Morse, Morton, Moulton, Mount Calm, Mount Enterprise, Mount Pleasant, Mount Vernon, Mountain, Muenster, Muleshoe, Mullin, Munday, Muniz, Murchison, Murphy, Mustang, Mustang Ridge, Nacogdoches, Naples, Nash, Nassau Bay, Natalia, Navarro, Navasota, Nazareth, Nederland, Needville, Nesbitt, Nevada, New Berlin, New Boston, New Braunfels, New Chapel Hill, New Deal, New Fairview, New Falcon, New Home, New Hope, New London, New Summerfield, New Territory, New Waverly, Newark, Newcastle, Newton, Neylandville, Niederwald, Nixon, Nocona, Nolanville, Nome, Noonday, Nordheim, Normangee, Normanna, North Alamo, North Cleveland, North Escobares, North Pearsall, North Richland Hills, North San Pedro, Northcliff, Northlake, Novice, Nurillo, O'Brien, O'Donnell, Oak Grove, Oak Leaf, Oak Point, Oak Ridge, Oak Ridge, Oak Ridge North, Oak Trail Shores, Oak Valley, Oakhurst, Oakwood, Odem, Odessa, Oglesby, Oilton, Old River-Winfree, Olivarez, Olmito, Olmos Park, Olney, Olton, Omaha, Onalaska, Onion Creek, Opdyke West, Orange, Orange Grove, Orchard, Ore, Overton, Ovilla, Owl Ranch-Amargosa, Oyster Creek, Ozona, Paducah, Paint Rock, Palacios, Palestine, Palisades village, Palm Valley, Palmer, Palmhurst, Palmview, Palmview South, Pampa, Panhandle, Panorama Village, Pantego, Paradise, Paris, Parker, Pasadena, Pattison, Patton Village, Pawnee, Payne Springs, Pearland, Pearsall, Pecan Acres, Pecan Gap, Pecan Grove, Pecan Hill, Pecan Plantation, Pecos, Pelican Bay, Penelope, Penitas, Pernitas Point village, Perryton, Petersburg, Petrolia, Petronila, Pettus, Pflugerville, Pharr, Pilot Point, Pine Forest, Pine Island, Pinehurst, Pinehurst, Pineland, Pinewood Estates, Piney Point Village, Pittsburg, Plains, Plainview, Plano, Pleak village, Pleasant Valley, Pleasanton, Plum Grove, Point, Point Blank, Point Comfort, Ponder, Port Aransas, Port Arthur, Port Isabel, Port Lavaca, Port Mansfield, Port Neches, Porter Heights, Portland, Post, Post Oak Bend, Poteet, Poth, Potosi, Pottsboro, Powell, Poynor, Prado Verde, Prairie View, Premont, Presidio, Primera, Princeton, Progreso, Progreso Lakes, Prosper, Putnam, Pyote, Quail, Quanah, Queen, Quemado, Quinlan, Quintana, Quitaque, Quitman, Radar Base, Ralls, Ranchette Estates, Ranchitos Las Lomas, Rancho Alegre, Rancho Banquete, Rancho Chico, Rancho Viejo, Ranchos Penitas West, Ranger, Rangerville village, Rankin, Ransom Canyon, Ratamosa, Ravenna, Raymondville, Realitos, Red Lick, Red Oak, Redford, Redwater, Redwood, Reese Center, Refugio, Reid Hope King, Reklaw, Relampago, Rendon, Reno, Reno, Retreat, Rhome, Rice, Richardson, Richland, Richland Hills, Richland Springs, Richmond, Richwood, Riesel, Rio Bravo, Rio Grande, Rio Hondo, Rio Vista, Rising Star, River Oaks, Riverside, Roanoke, Roaring Springs, Robert Lee, Robinson, Robstown, Roby, Rochester, Rockdale, Rockport, Rocksprings, Rockwall, Rocky Mound, Rogers, Rollingwood, Roma, Roma Creek, Roman Forest, Ropesville, Roscoe, Rose, Rose Hill Acres, Rosebud, Rosenberg, Rosita North, Rosita South, Ross, Rosser village, Rotan, Round Mountain, Round Rock, Round Top, Rowlett, Roxton, Royse, Rule, Runaway Bay, Runge, Rusk, Sabinal, Sachse, Sadler, Saginaw, Salado, Salineno, Samnorwood, San Angelo, San Antonio, San Augustine, San Benito, San Carlos, San Diego, San Elizario, San Felipe, San Ignacio, San Isidro, San Juan, San Leanna village, San Leon, San Manuel-Linn, San Marcos, San Patricio, San Pedro, San Perlita, San Saba, Sanctuary, Sanderson, Sandia, Sandy Hollow-Escondidas, Sanford, Sanger, Sansom Park, Santa Anna, Santa Clara, Santa Cruz, Santa Fe, Santa Maria, Santa Monica, Santa Rosa, Savoy, Scenic Oaks, Schertz, Schulenburg, Scissors, Scotland, Scottsville, Seabrook, Seadrift, Seagoville, Seagraves, Sealy, Sebastian, Seguin, Selma, Seminole, Serenada, Seth Ward, Seven Oaks, Seven Points, Seymour, Shady Hollow, Shady Shores, Shallowater, Shamrock, Shavano Park, Sheldon, Shenandoah, Shepherd, Sherman, Shiner, Shoreacres, Sienna Plantation, Sierra Blanca, Siesta Shores, Silsbee, Silverton, Simonton, Sinton, Skellytown, Skidmore, Slaton, Smiley, Smithville, Smyer, Snook, Snyder, Socorro, Solis, Somerset, Somerville, Sonora, Sour Lake, South Alamo, South Fork Estates, South Houston, South Mountain, South Padre Island, South Point, South Toledo Bend, Southlake, Southmayd, Southside Place, Spade, Sparks, Spearman, Splendora, Spofford, Spring, Spring Garden-Terra Verde, Spring Valley, Springlake, Springtown, Spur, St. Hedwig, St. Jo, St. Paul, St. Paul, Stafford, Stagecoach, Stamford, Stanton, Star Harbor, Stephenville, Sterling, Stinnett, Stockdale, Stonewall, Stowell, Stratford, Strawn, Streetman, Study Butte-Terlingua, Sudan, Sugar Land, Sullivan, Sulphur Springs, Sun Valley, Sundown, Sunnyvale, Sunray, Sunrise Beach Village, Sunset, Sunset Valley, Surfside Beach, Sweeny, Sweetwater, Taft, Taft Southwest, Tahoka, Talco, Talty, Tatum, Taylor, Taylor Lake Village, Teague, Tehuacana, Temple, Tenaha, Terrell, Terrell Hills, Texarkana, Texas, Texhoma, Texline, The Colony, The Hills village, The Woodlands, Thompsons, Thorndale, Thornton, Thorntonville, Thrall, Three Rivers, Throckmorton, Tierra Bonita, Tierra Grande, Tiki Island village, Timbercreek Canyon village, Timberwood Park, Timpson, Tioga, Tira, Toco, Todd Mission, Tolar, Tom Bean, Tomball, Tool, Tornillo, Toyah, Tradewinds, Trent, Trenton, Trinidad, Trinity, Trophy Club, Troup, Troy, Tuleta, Tulia, Tulsita, Turkey, Tuscola, Tye, Tyler, Tynan, Uhland, Uncertain, Union Grove, Universal, University Park, Utopia, Uvalde, Uvalde Estates, Val Verde Park, Valentine, Valley Mills, Valley View, Van, Van Alstyne, Van Horn, Van Vleck, Vanderbilt, Vega, Venus, Vernon, Victoria, Vidor, Villa del Sol, Villa Pancho, Villa Verde, Vinton village, Waco, Waelder, Wake Village, Waller, Wallis, Walnut Springs, Warren, Waskom, Watauga, Waxahachie, Weatherford, Webster, Weimar, Weinert, Weir, Wellington, Wellman, Wells, Wells Branch, Weslaco, West, West Columbia, West Lake Hills, West Livingston, West Odessa, West Orange, West Pearsall, West Sharyland, West Tawakoni, West University Place, Westbrook, Westdale, Westlake, Westminster, Weston, Westover Hills, Westway, Westworth Village, Wharton, Wheeler, White Deer, White Oak, White Settlement, Whiteface, Whitehouse, Whitesboro, Whitewright, Whitney, Wichita Falls, Wickett, Wild Peach Village, Willamar, Willis, Willow Park, Wills Point, Wilmer, Wilson, Wimberley, Windcrest, Windemere, Windom, Windthorst, Winfield, Wink, Winnie, Winnsboro, Winona, Winters, Wixon Valley, Wolfe, Wolfforth, Woodbranch, Woodcreek, Woodloch, Woodsboro, Woodson, Woodville, Woodway, Wortham, Wyldwood, Wylie, Yantis, Yoakum, Yorktown, Yznaga, Zapata, Zapata Ranch, Zavalla, Zuehl

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